Overdraft (OD) Facility
Smart Finance, Anytime Access — With Vardhan Fincorp Overdraft Loan
Every business faces times when cash flow runs tight — bills to pay, suppliers to clear, or urgent opportunities to grab. That’s where Vardhan Fincorp’s Overdraft Facility comes in. It offers you instant access to funds when you need them the most — without having to apply for a fresh loan every time.
With our Overdraft (OD) Loan, you can withdraw money anytime within your sanctioned limit and pay interest only on the amount utilized. It’s simple, flexible, and made for real business needs.
What is an Overdraft (OD) Facility?
An Overdraft is a type of credit facility that allows you to withdraw more money than what’s available in your account, up to a pre-approved limit. The best part? You’re charged interest only on the used amount and for the exact number of days it’s used.
It’s the perfect solution for managing short-term working capital gaps, emergencies, and business expenses — without disrupting your operations or cash flow.
Key & Benefits Features
💼 Flexible Withdrawals – Access funds anytime within your sanctioned OD limit.
💸 Interest on Usage Only – Pay interest only on the amount you use, not the total limit.
⚡ Instant Access to Funds – No re-approval required for every withdrawal.
📆 Renewable Facility – Enjoy yearly renewals based on your business performance.
🔒 Secured Overdrafts – Get OD against property, fixed deposits, or business assets.
📈 Perfect for Businesses & Professionals – Manage working capital with ease.
Documents Required
- PAN, Aadhaar, and Address Proof
- Bank Statements (Last 12 Months)
- Income Proof / ITR
- Property or Collateral Papers (if applicable)
- Business Proof for Self-Employed Applicants
Eligibility Criteria
To apply for an Overdraft Facility from Vardhan Fincorp, you must:
- Be a Salaried Professional, Self-employed, or Business Owner.
- Maintain a consistent income or business turnover.
- Provide collateral (property, FD, or other security).
- Have a good credit and repayment history.
Apply for an Overdraft Facility Today!
Stay ahead of financial challenges with Vardhan Fincorp’s Overdraft Facility. Get easy access to funds, manage cash flow efficiently, and enjoy complete financial flexibility — all in one smart solution.
Call: +91 8287665127, 8799732746
Visit: www.vardhanfincorp.com
Email:vardhanfincorp1@gmail.com